Arranging an off-market deal can be a great way to get the home you want in a heated market, as first-time buyers Amelia and Damon Barrett discovered.

‘Period homes always sell super quickly round here, so after we were outbid on another house, our mortgage advisor suggested putting notes through doors on the same street,’ says Amelia.

The couple funded the kitchen extension with a £20,000 loan, but ended up borrowing £15,000 more to get everything fully finished. Luckily, Amelia’s parents kindly paid for their kitchen, and Damon’s plasterer, joiner and electrician friends helped out on evenings and weekends.



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